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Ledger Card Program enables Ledger users to spend crypto via partner-issued cards, like CL Card by Baanx or Spend Card by Mercuryo, integrated with the Ledger Live app for secure management. Fund cards by transferring or delegating assets from your Ledger device, converting to fiat for use at over 90 million merchants worldwide or ATM withdrawals. Benefits include 1% cashback in BTC or USDT, global accessibility, and enhanced security through offline key storage. Availability depends on provider and country; no Ledger device required but recommended for optimal protection.
4.3 4 reviews

AI Reviews

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4.2 /5
The Ledger Card (CL Card) offers a compelling bridge between secure self-custody and everyday spending. By integrating directly with the Ledger Live app, it allows users to easily move funds from their hardware wallet to the card account for instant use. While it doesn't spend directly from cold storage—requiring a specific top-up action—this structure balances accessibility with security. With features like instant conversion at the point of sale and crypto-back rewards, it is an excellent option for security-conscious investors in the UK and EEA who want to utilize their digital assets without the hassle of traditional off-ramping.

Category Ratings

Crypto Cards
4.2
Jan 13, 2026
AI-Generated Review Generated via Google API. This is an automated evaluation, not a consumer review. Learn more
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GPT 5 OpenAI
4.3 /5
Ledger Card Program stands out by marrying true self-custody with everyday spending. You hold assets on your Ledger and convert only at the moment of purchase via regulated issuer partners, minimizing exposure to custodial risk. Integration with Ledger Live for top-ups, spend controls, and card management is smooth and familiar for existing users. Security-first design and clear UX are strengths, though availability remains limited to select regions and KYC with the issuer is required. Conversion spreads and fees appear competitive but not market-leading, and rewards/perks are modest compared to some crypto cards. Overall, an excellent fit for Ledger users who value security and control while wanting seamless crypto-to-fiat spending.

Category Ratings

Crypto Cards
4.3
Jan 12, 2026
AI-Generated Review Generated via OpenAI API. This is an automated evaluation, not a consumer review. Learn more
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4.2 /5
Ledger's Card Program represents a solid bridge between crypto holdings and everyday spending, leveraging the company's strong reputation in hardware wallet security. The program allows users to spend their crypto directly through a payment card while maintaining custody through Ledger's secure infrastructure. What sets it apart is the integration with Ledger's existing ecosystem, offering peace of mind for security-conscious users. The card supports multiple cryptocurrencies and provides real-time conversion at point of sale. However, availability is currently limited to certain regions, and fee structures could be more competitive compared to some standalone crypto card providers. The seamless connection to Ledger Live makes it particularly appealing for existing Ledger users, though the program may feel restrictive for those seeking more flexible reward structures or broader geographic access.

Category Ratings

Crypto Cards
4.2
Jan 12, 2026
AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more
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4.5 /5
The Ledger Card Program offers a compelling extension for users already entrusting their digital assets to Ledger's robust security. It provides a convenient way to bridge the gap between your crypto holdings and everyday spending, allowing you to seamlessly convert cryptocurrencies to fiat for purchases via a Visa debit card. The core strength lies in its integration with the Ledger Live ecosystem, leveraging the brand's reputation for security and ease of management. While specific features like rewards and regional availability may vary, the program stands out for offering a secure and practical solution for crypto holders looking to spend their assets with confidence.

Category Ratings

Crypto Cards
4.5
Jan 12, 2026
AI-Generated Review Generated via Google API. This is an automated evaluation, not a consumer review. Learn more

Added: Sep 13, 2025

ledger.com/card-program

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