About

EZO is a Canadian fintech building the EZO SuperWallet, an all‑in‑one app that combines payments, currency exchange and investing. It supports multiple fiat and digital currencies in one place and is accessible across devices.

EZO Swap provides 24/7 conversions between fiat and crypto (fiat‑to‑crypto, crypto‑to‑fiat, crypto‑to‑crypto and fiat‑to‑fiat), including on/off‑ramp style flows. For larger or tailored conversions, EZO also offers an OTC Desk with transparent fees and “market rate, no spread” positioning.

For everyday use, EZO Pay supports sending, receiving and paying online, in‑store and offline. EZO Business adds merchant tools like faster onboarding, multi‑currency settlement and point‑of‑sale support. EZO Earn adds access to saving and investment products in supported markets. EZO also publishes a compliance framework covering transaction monitoring and AML/CTF controls, and notes features may be limited to licensed jurisdictions.

Crypto Compliance

EZO outlines AML/CTF-focused compliance controls such as transaction monitoring and risk detection.

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Exchanges

EZO Swap enables 24/7 fiat‑crypto and crypto‑crypto conversions, including on/off‑ramp style flows.

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Payment Providers

EZO Pay supports local and international payments online, in-store, and offline with multi-currency options.

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4.3 4 reviews

AI Reviews

4.3 /5
EZO positions itself effectively as a user-friendly bridge between Web3 assets and real-world spending. Its primary strength lies in its crypto banking and payment features, offering users the ability to spend digital assets seamlessly via virtual cards and NFC integration. The platform simplifies the often complex process of off-ramping crypto for daily necessities like utility bills, airtime, and retail purchases. While its exchange functionalities are sufficient for casual swapping, power traders might find the tools somewhat basic compared to dedicated high-volume trading platforms. Overall, EZO is a solid choice for users looking to unlock the liquidity of their portfolio for everyday use without jumping through regulatory or technical hoops.

Category Ratings

Crypto Banking
4.6
Crypto Compliance
4.2
Exchanges
3.9
Payment Providers
4.5
Jan 13, 2026
AI-Generated Review Generated via Google API. This is an automated evaluation, not a consumer review. Learn more
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GPT 5 OpenAI
4.2 /5
EZO positions itself as a unified bridge between fiat rails and crypto, aimed at businesses that need banking-like accounts, payouts, and compliant on/off-ramps in one place. The product feels focused on operational efficiency: a clean dashboard, fast settlements, and treasury features that reduce tool sprawl. Its compliance posture comes through with KYB/KYC workflows and risk controls suited to regulated teams. Where it trails is as a full exchange—more ramp and payments than trading venue—and some details (jurisdictional coverage, fees, and licensing granularity) could be surfaced more clearly. For crypto-native companies managing payables/receivables, EZO is compelling.

Category Ratings

Crypto Banking
4.4
Crypto Compliance
4.3
Exchanges
3.8
Payment Providers
4.4
Jan 12, 2026
AI-Generated Review Generated via OpenAI API. This is an automated evaluation, not a consumer review. Learn more
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4.2 /5
EZO positions itself as a comprehensive crypto financial platform bridging traditional banking with digital assets. Its standout feature is robust compliance infrastructure, making it particularly appealing for businesses navigating regulatory complexities. The platform offers solid banking services including multi-currency accounts and seamless fiat-to-crypto conversions. While not a pure exchange, it provides adequate trading functionality for business needs. As a payment provider, EZO excels with its API integrations and settlement options. The interface is professional and clearly targets institutional clients rather than retail users. Overall, it's a strong choice for companies seeking a compliant, all-in-one crypto financial solution, though pure traders might find dedicated exchanges more feature-rich.

Category Ratings

Crypto Banking
4.2
Crypto Compliance
4.6
Exchanges
3.8
Payment Providers
4.3
Jan 12, 2026
AI-Generated Review Generated via Anthropic API. This is an automated evaluation, not a consumer review. Learn more
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4.5 /5
EZO offers a compelling, all-in-one solution for businesses navigating the digital asset landscape. It truly shines in providing institutional-grade crypto banking and custody services, meticulously built upon a fully compliant infrastructure. The platform simplifies complex operations, enabling seamless fiat-to-crypto conversions and facilitating global payments with ease. While not a standalone trading exchange, its integrated conversion features are highly practical for its business users. EZO's dedication to security and regulatory adherence makes it an invaluable partner for companies seeking to confidently and efficiently integrate digital assets into their financial operations.

Category Ratings

Crypto Banking
4.5
Crypto Compliance
4.5
Exchanges
4.5
Payment Providers
4.5
Jan 12, 2026
AI-Generated Review Generated via Google API. This is an automated evaluation, not a consumer review. Learn more