Coutts & Co is a British private bank and wealth management firm founded in 1692 by John Campbell, a Scottish goldsmith and banker, on the Strand in London. Thomas Coutts, who joined the firm in 1755 and eventually became its senior partner, gave the bank its lasting name. Coutts has served as banker to the British Royal Family since 1762 and continues to hold the Royal Warrant. The bank is a subsidiary of NatWest Group (formerly Royal Bank of Scotland Group).
Coutts provides private banking, wealth management, lending, and financial planning services to high-net-worth and ultra-high-net-worth individuals, as well as to businesses, professional firms, and institutions. Services include investment management, estate and succession planning, tax advisory, philanthropic giving advice, foreign exchange, and specialist lending for property, art, and other assets. Clients are assigned dedicated private bankers who coordinate access to the firm's various specialist teams.
The bank's headquarters is located at 440 Strand in London, a purpose-built building that has housed Coutts since the late eighteenth century, with the current structure dating from the 1970s and designed by Frederick Gibberd. Coutts maintains additional offices across the United Kingdom and has international capabilities through its connection to NatWest Group.
Coutts typically requires a minimum of one million pounds in investable assets or a substantial annual income for eligibility. The bank is known for its discretion, bespoke service, and long-standing relationships with multigenerational client families. Coutts also operates a private office for its wealthiest clients, offering more personalized and comprehensive financial management.