Puzzle is AI-powered accounting software built around an AI-native general ledger, developed by Puzzle Financial Inc. for startups and small businesses that run on the modern fintech stack.
The platform keeps books continuously up to date with automated transaction categorization the company reports at up to 98% accuracy, and its AI Close Agents draft reconciliations and journal entries for an accountant to review before anything posts, an approach Puzzle brands as Governed Automation. It supports both cash and accrual accounting, automates accruals such as prepaid expenses, fixed assets, and revenue recognition, and surfaces real-time financial metrics including cash flow, burn rate, runway, and revenue.
Puzzle integrates natively with Stripe, Brex, Mercury, Ramp, and Gusto, and supports migration from QuickBooks. It is aimed at startup founders, early-stage companies, and the bookkeepers and accounting firms that serve them.
Puzzle is a web application. The Starter plan is $25/month billed annually (and free below $20K in transaction volume), Core is $60/month with 5 users, Complete is $100/month with unlimited users and more AI credits, and Scale is $300/month with subledgers and no transaction limits.